Sunday, February 26, 2017
My optometrist's office is located inside a Lens Crafters in the mall. They are not affiliated with each other, they just kinda help each other out. Lens Crafters, I assume, hopes that the doctor's patients will just buy their glasses there after their appointments.
Yesterday, as we're waiting for my daughter's eyes to finish dilating, I decide to get some pricing. They are one of the approved eye wear companies on my insurance company's provider list.
After picking a pair and running the numbers, the LC sales person comes at me with $223.00. This is MY cost AFTER INSURANCE. I said "Are you kidding me? That's crazy! $223 and I have insurance? I don't think so." He then proceeded to "run numbers" by removing the fancy-schmancy lenses (who even told him I wanted that?) and brought me down to $163. Again I said "No. I can do better somewhere else." We got up and went back to the doctor's waiting area, waiting for her eyes to be checked after dilation. The LC sales person comes back to me and says "My manager approved another discount. We can get it down to like $145." I replied "Ok, thanks." and continued reading what I was reading.
Today, we headed to Sam's Club Optical. We have gotten several glasses there when our insurance has reset (we only get frames every two years; lenses every year.) When I don't have insurance coverage available for frames, I use Zenni Optical online. When I do have insurance, I use it locally.) I KNOW Sam's can do better, and get this; Sam's is NOT an Approved Insurance Provider under my policy.
We walk in, Isabel tries one pair on, I show her an adorable second pair, she loves them, we sit down with the Sam's Club Optician, hand him our prescription, etc. etc. Now, I have to pay this out of pocket and then submit and Out-of-Network claim, so I'll only get a portion of my allowance back, via a check in the mail.
Sam's Club total? $118.00.
Lens Crafters wanted $223, then $163, then $145. AFTER insurance.
Sam's wanted $118, and then I get to submit a claim and get back like $75 because they are out-of-network. I will pay $43 out of pocket.
People, run your options. Even out-of-network can be way better than an overpriced mall store. Yes, Lens Crafters gets them to you that day. We can wait 5-7 days for them to arrive back at Sam's. It's totally worth the $180.00 difference!